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Instant Deposit – Funds Available Immediately

Deposit · Instant Deposit · Real-Time Transfer · Payment · Bank Deposit

Updated over 2 weeks ago

Instant Deposit is the fastest way to transfer euros to your Kvarn X portfolio.
The deposit is made securely using your online banking credentials, and the funds appear in your account immediately after payment.


How to Make an Instant Deposit

Mobile app

  1. Go to the Transfer section

  2. Select Deposit cash

  3. Select Instant Deposit (Zimpler) as the payment method

  4. Enter the amount (Note: up to €5,000 per transaction*)

  5. Click Continue and follow the on-screen instructions

Web version (e.g. Chrome or Safari)

  1. Go to the “Transfer” section

  2. Select “Fiat”

  3. Click “Deposit”

  4. Choose the portfolio you wish to fund

  5. Select Instant Deposit (Zimpler) as the payment method

  6. Enter the amount (Note: up to €5,000 per transaction*)

  7. Click “Continue” and follow the on-screen instructions

*You can make multiple deposits of €5,000.
If you wish to deposit a larger amount in a single transaction, use a standard bank transfer (SEPA payment) instead.
Standard transfers typically appear in your account the same day.


Instant Deposit Includes Two Confirmations

  1. Identity verification with your online banking credentials

  2. Payment confirmation from your chosen bank account

⚠️ Please note: both steps must be completed to finalize the deposit.
Minor differences may occur between banks, but you’ll be guided through each step of the process.


Zimpler – Regulated Payment Partner

Instant deposits are processed in cooperation with Zimpler AB, a licensed Swedish payment institution.

After your first payment, you can save your bank account details, allowing you to:

  • Skip re-authentication

  • Go directly to payment confirmation

  • Complete deposits in just a few seconds


If You Encounter a Problem

If your deposit:

  • Doesn’t appear in your Kvarn X portfolio

  • Gets interrupted

  • Is debited from your bank account but not shown in the service

Please contact our customer support – we’ll investigate and resolve the issue promptly.

Common causes of issues:

  • Payment limits set by your bank or account

  • Failed authentication or payment confirmation

  • Temporary delay due to your bank’s internal checks


Instant Deposit is a fast, secure, and convenient way to fund your Kvarn X portfolio – and after your first payment, it becomes even smoother.

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